Learn about our products
Baltimore Equitable Insurance provides policies for homeowners, condo owners, and renters throughout Maryland and Pennsylvania.
Home
Your home is one of your most valuable assets, and it deserves comprehensive protection. Our policies cover the structure of your home, your personal belongings, and liability if someone is injured on your property or if you cause damage to someone else’s property. You can also customize your policy by scheduling high-value items such as jewelry and adding endorsements to increase protection for detached structures — like garages or sheds. Coverage is available for townhomes, single-family homes, two-family dwellings, and vacation homes.
Individual policies may vary. Speak with a team member about the options that are best for you.
CondoMinium
Most condo associations insure the outside of the building, and everything inside your unit is your responsibility. Policies can cover interior features like walls, floors, countertops, cabinetry, and other built-in elements. This also insures your belongings — including furniture, clothing, and electronics — with options to add extra coverage for jewelry. In addition, liability coverage helps safeguard you financially if a guest is injured in your home or if you accidentally damage someone else’s property.
Individual policies may vary. Speak with a team member about the options that are best for you.
Rental
If you rent an apartment, condo, townhome, or single-family home, you will need a policy that covers your personal belongings, including furniture, clothing, and electronics. You can add extra protection for jewelry or other high-value items. A renters policy also provides liability coverage, which protects you financially if a visitor is injured or if you unintentionally damage another person’s property.
Individual policies may vary. Speak with a team member about the options that are best for you.
What Our Customers Are Saying
If you have the amount for the deposit, or if you prefer to not keep paying out money you will never see again, I highly encourage you to check them out. Great people, very responsive, not a huge faceless company.”
Are You an Independent Agent?
The best-kept secret in homeowners insurance is now available to your customers. Since 1794, we have provided homeowners with 100% refundable insurance policies. Instead of annual premiums, the customer pays a deposit that is returned at policy cancellation. Every dollar the homeowner spends toward their coverage is theirs. 100%! Download a PDF to learn more.